I have been a stay at home mom for eleven years now and my husband has been disabled for almost two. Trust me when I tell you that we can make a dollar stretch a long, long way. Lol
The way we have done this is by listing all of our bills so that there are fewer surprises. I love Google Sheets because I can start on my tablet and edit from my phone or vice versa. An added bonus is that it’s free! This step may take a little bit to fine tune because you’ll need to average some things, like your utility bills.
Another thing is my husband buys discounted meats at our local grocery store. They’re not out of date or anything, they’re just close. If we won’t use them that day then we toss them in the freezer. We have eaten steak for $2/lb this way.
We buy online when we can. We have Amazon Prime so we get free shipping. That means we don’t use gas and we don’t have to load and unload three kids. Win-win!
I earn a little extra money doing surveys and reading emails from Inbox Dollars. It’s not a fortune, but $35 every couple of months adds up.
My favorite way to earn extra money is through Ebates. I don’t buy anything without searching for it through their database. I got $40 back Christmas shopping last year!
So $75 every couple of months may not pay your bills, but it will buy extras you want that you couldn’t afford otherwise.
We also save money by using Cricket Wireless for our cell phones. We have three phones with unlimited everything for $90. We have been with them for nearly three years now and have never had any problems. I highly recommend them! I’m not being paid by them to tell you how much I love them. Lol
What are some of your favorite ways to budget and save money?